Retirement Planning
When you prepare for retirement, you must save money and invest it. Most savings accounts do not yield enough on their own to build a reliable and robust retirement portfolio. Tax-saving strategies can often get you closer to your goals faster.
Planning involves risk management and wealth-building to achieve your goals. Coming to that decision requires the help of a qualified Certified Financial Planner, who can assess your risk and examine your options to determine the success rate of a plan.
Tax Planning
Career changes, marriage, divorce, children, health and retirement can impact the taxes you pay and changes in tax benefits you receive. Helm can help you optimize your current situation through effective tax planning. We perform a rigorous audit of your wealth portfolio and assets to establish strategies that save you fees and taxes by implementing solutions that meet your needs and evolve with your growth.
Helm will ensure that any needed tax planning will fit with your short and long-term financial strategy throughout the year. Our first consideration is to help you identify your sources of income, potential changes over time, and what to expect for taxes as you grow your net worth and cash flow. It is essential to incorporate your taxes into your overall financial plan as specific strategies affect the taxes you pay.
Portfolio Planning
We match individual investors with professional investment managers so that each investor receives a tailored solution. Our investment network is close to the heart of what we do here at Helm. Ensuring your portfolio manager creates an appropriate portfolio that integrates into your financial plan to help you achieve your goals.
What Our Clients Are Saying
“ Gerald is a solid, highly skilled, client-focused financial professional with a deep sense of integrity. He makes himself available to his clients, promptly returning calls or answering emails. He is calm and grounded in his approach and he knows his business. I have appreciated his advice and his management of my investments with the goals to minimize risk and optimize returns. My sense has always been that he has my best interests top of mind and he is a trusted partner. The financial marketplace is complex and full of uncertainty and there are no guarantees no matter where you go. However, it is so important to have someone in your corner that is skilled, accessible, and doing their level best to deliver results to safeguard your financial future and grow your portfolio.
I recognize that I have given him a glowing review, however this is not something that I do lightly, it is, in fact, my objective assessment, based on the 20 years I have been his client. ”